• Financial Counseling - As a USFCU member, you are eligible for complementary one-to-one financial counseling through Lutheran Social Service (LSS). This nationwide program, based in Minnesota, is one of the state's largest providers of full-service, community-based financial counseling. 

• Loan Consolidation - Combining loan balances into a single monthly payment can dramatically reduce your regular obligation, but may also help you pay down your debt at an accelerated rate. 

• Loan Payment Relief - Concerned about your ability to make present or future USFCU loan payments? Visit with us to discuss your options. A simple phone call can start the process. 

• Loan Restructuring - We may be able to further modify your credit union loans (or perhaps loans that you have with other financial institutions) to aid in the repayment process. Call us to explore your options. 

• Credit Card Management - Pay off credit card debt sooner by creating a pay off plan for any and all credit cards. Just enter information into our online calculator or contact us for a payment plan designed especially for you. 

• Referral Programs - Programs or resources offered through civic groups or charitable agencies may be a good fit for your specific needs. Contact us first to learn more about programs that may be available in your area. 

Want help?
For more information or to take advantage of any of these valuable services, call us at (952) 736-5214 or email borrower.resources@usfed.org.