Tools and programs designed to help see you through times of financial difficulty or to just keep you on the right track to financial success.
US Federal members are eligible for complementary one-on-one financial counseling through Lutheran Social Service of MN (LSS). This nationwide program, based in Minnesota, is one of the state's largest providers of full-service, community-based financial counseling.
Combining loan balances into a single monthly payment can dramatically reduce your regular obligation, but may also help you pay down debt at an accelerated rate.
Concerned about your ability to make present or future payments on your US Federal loan? We'll help you find a manageable solution.
We may be able to modify your US Federal loans (and maybe loans at other financials) to aid in the repayment process.
Pay off credit card debt sooner by creating a pay-off plan for any or all credit cards. We'll build a payment plan designed especially for you.
Programs or resources offered through civic groups or charitable agencies may be a good fit for your specific needs. We'll help you explore available programs in your area.