US Federal Credit Union
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Buying a Car

Thing to Consider

Whether you’re buying first vehicle or looking for an upgrade, here are some helpful tips.

  • Determine what you are looking for in terms of make, model, and style, and what you can afford
  • Check with your insurance provider to see how your purchase will change your monthly payment
  • Use online sites like, dealerships, and private selling sites like Craigslist to find listings
  • If buying from a private seller, inspect the vehicle or ask a mechanic to come along to inspect it. There are a number of DIY checklists to reference online.
  • Paying too much and looking for something more affordable? Maybe a lower rate is all you need. Consider refinancing to a lower rate before starting from scratch.

Time + Money Savers

We want to be sure you save time and money when purchasing your vehicle. Here’s how we can help.

  • Check out vehicle financing options from US Federal: variety of terms and payment options and additional incentives are often available
  • For being a member of US Federal, you can receive a discount on your auto insurance with Liberty Mutual
  • Get preapproved before you shop to save time and hassle when purchasing
  • Take advantage of the services of RECON Ltd. to help you find the best price available for what you are looking for

Go-To Calculators


next steps

Open Account

  • give us a call:
    (952) 736-5000 or 1 800 345-2733
  • email us


US FEDERAL CREDIT UNION | 1400 Riverwood Drive, Burnsville MN 55337 | 1 800-345-2733 | (952) 736-5000 | All Content © 2012 | privacy & disclosures
Federally Insured by NCUA EHL