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Buying a Home

Things to Consider

Whether buying your first home or moving to another, here are some helpful tips.

  • Determine what you are looking for in terms of location, features, and what you can afford before you start looking
  • Use online sites like or use a realtor to find and view listings
  • Set up an inspection of the home you are looking to purchase to avoid unnecessary expenses down the road
  • Get pre-approved for a mortgage to help you define your price range
  • Your monthly mortgage is just one of the several expenses you need to plan for in buying a new home, quote insurance, electricity, gas and garbage expenses so you know exactly what you are getting into.
  • It's important to understand the closing costs and fees associated with your mortgage. Ask your broker for more information. 
  • You have options as to what type of mortgage you have including a fixed or variable rate. Look into all your options to find which is most beneficial for you. 

USFCU Moving Money

A personal loan is a quick and easy way to get additional cash for anything from new appliances to furniture to flooring.

Uncle Sam's Pockets

The sale or purchase of your home may affect the taxes you pay. Check with a tax professional or visit for more information regarding this life change.

Time + Money Savers

We want to be sure you save time and money when purchasing your home. Here’s how we can help.

Go-To Calculators


All loans are subject to credit approval.


next steps

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  • give us a call:
    (952) 736-5000 or 1 800 345-2733
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US FEDERAL CREDIT UNION | 1400 Riverwood Drive, Burnsville MN 55337 | 1 800-345-2733 | (952) 736-5000 | All Content © 2012 | privacy & disclosures
Federally Insured by NCUA EHL