US Federal Credit Union
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Home Loans

There are many good reasons to buy a new home or borrow equity. Whatever you choose, we'll help you build a package to fit your big plans.



Loan Options - Fixed or Adjustable Rate loans, Jumbo loans, Land and Vacation loans, and refinancing options.

Refinance Options - Looking to lower your rate or interest you're paying on your mortgage? A Free-in-10 or Free-in-15 Mortgage may be a good option for you.

Discount Realty Services - Save thousands when you buy or sell a home through CU Realty, offered exclusively for credit union members.

Insurance Discounts - Receive homeowners' insurance policy discounts from Liberty Mutual just for being a US Federal Credit Union member.

Home Equity

HELOC4 - A US Federal exclusive. Access the line of credit by advancing a portion and keeping the variable rate or locking into a fixed rate.

Home Equity Loan - Borrow in one lump sum and lock in at the current rate.

Home Improvement Loan - No equity? No problem. This unsecured loan is specifically for home improvements.

First mortgage loans and home equity loans are available in select states. Consult your tax advisor to determine tax deductibility. Ask about Payment Protection for your US Federal home loans. Home Improvement Loan has a maximum loan amount of $15,000 with a minimum of 75% used for home improvement purposes only. Closing costs vary by state.



Home Insurance Savings. Get A Quote. Members Only.

next steps

Open Account

  • give us a call:
    (952) 736-5000 or 1 800 345-2733
  • email us

current rates



  • up to 5 year term
    rates as low as 3.49%* APR

Click here to calculate your payment.

*See complete rate listings and disclosures




US FEDERAL CREDIT UNION | 1400 Riverwood Drive, Burnsville MN 55337 | 1 800-345-2733 | (952) 736-5000 | All Content © 2012 | privacy & disclosures
Federally Insured by NCUA EHL