Home Loans

There are many good reasons to buy a new home or borrow equity. Whatever you choose, we'll help you build a package to fit your big plans.

FEATURES

Mortgages

Loan Options - Fixed or Adjustable Rate loans, Jumbo loans, Land and Vacation loans, and refinancing options.

Refinance Options - Looking to lower your rate or interest you're paying on your mortgage? A Free-in-10 or Free-in-15 Mortgage may be a good option for you.

Discount Realty Services - Save thousands when you buy or sell a home through CU Realty, offered exclusively for credit union members.

Insurance Discounts - Receive homeowners' insurance policy discounts from Liberty Mutual just for being a US Federal Credit Union member.

Home Equity

HELOC⁴ - A US Federal exclusive. Access the line of credit by advancing a portion and keeping the variable rate or locking into a fixed rate.

Home Equity Loan - Borrow in one lump sum and lock in at the current rate.

Balloon Home Equity Loan - Fixed rate for the entire term. Upon maturity, either pay off or refinance the remaining balance.

Home Improvement Loan - No equity? No problem. This unsecured loan is specifically for home improvements.

First mortgage loans and home equity loans are available in select states. Consult your tax advisor to determine tax deductibility. Ask about Payment Protection for your US Federal home loans. Home Improvement Loan has a maximum loan amount of $10,000 with a minimum of 75% used for home improvement purposes only. Closing costs vary by state.

RESOURCES

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How much will my fixed rate mortgage payment be? How much home can I afford? Should I rent or buy? Which mortgage is better for me? Should I refinance?	Review my Credit Report Quiz: Will It Hurt My Credit? AARP Americans Again Using Homes like ATMs CBS News Housing to Drive Economic Growth (Finally!) CNN Money	Buying a Home Expanding Your Family Empty Nest