Vehicle Loans

Term Options - 24, 36, 48, 60, and 72 month

Payment Options - automatic withdrawal or coupon payment available

Deferred Payment - 90 days without payment

Loan Coverage
When you apply for your USFCU vehicle loan, ask about optional insurance coverage:

• MEMBER'S CHOICE^® Mechanical Repair Coverage (MRC) - Covers a wide variety of mechanical and electrical repairs on new or used vehicles, including 24/7 roadside assistance.
• MEMBER'S CHOICE^TM Guaranteed Asset Protection (GAP) - Helps protect the difference between the auto insurance settlement and the loan balance on your new or used totaled or stolen vehicle.
• MEMBER'S CHOICE^® Credit Life & Disability Insurance - Helps cover loan payments in the event of death or total disability.

On a budget? We understand, and will work to provide you with one or all eligible coverages, without changing your monthly payment.
 

Purchasing Assistance
Work with RECON Ltd - they'll shop around to find and negotiate a great low price on your next vehicle. Use their services free of charge and with no obligation to purchase.

Randy Wintheiser  |  RECON Representative  |  (952) 736-5074  |  RECON Website  |  email Randy

Insurance Discounts - Receive auto insurance policy discounts from Liberty Mutual just for being a US Federal Credit Union member.

Interest will accrue during first 90 days without payment.

*Your purchase of credit life and credit disability insurance, underwritten by CMFG Life Insurance Company, and/or MEMBER’S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is administered by Virginia Surety Company, Inc., and FL, LA, OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023). This coverage is made available to you by CUNA Mutual Insurance Agency, Inc., and is insured by Virginia Surety Company, Inc. (CDCL-0212-9998)

 

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