Membership Rewards
Our 80,000 members enjoy great rates, reduced fees, and superior service. You can too by joining US Federal Credit Union. Your USFCU membership entitles you to a host of special benefits, including:
- Great Rates on Loans
USFCU members can apply for a wide range of competitively priced loans. Our diverse product menu has something for everyone:
- New and Used Vehicle
- First Mortgages
- Home Equity Loans/Lines of Credit
- Student Loans
- Boat/RV Financing
- Personal/Signature Loans
- Debt Consolidation
- VISA Classic, Gold or Platinum
- ...and many more! To view all loan options, click here.
- Investment Alternatives
Our many savings programs provide USFCU members with significant returns, as well as numerous investment alternatives:
- Share Savings
- Preferred Savings
- Certificates
- Money Market Accounts
- Individual Retirement Accounts
- Club Accounts
- MEMBERS Financial Services
- ...and many more! To view all savings options, click here.
- Free Checking
There's more 'Free' in a USFCU free checking account, as well as a long list of service benefits:
- Earn dividends on your account
- No monthly fees, no per-check charges
- No minimum balance requirements
- Free VISA Cash-Back Debit Card
- Free online account access
- Free direct deposit
- Free electronic statements
- Online check ordering
- ReadyCash Overdraft Protection
- ...and much more! To view all checking options, click here.
- Internet Branch
Round the clock account inquiry and transactions via the World Wide Web. Internet Branch is a free service that provides 24-7/365 access to all of your USFCU accounts:
- Account inquiry - Check your account balances at your convenience with just a click of the mouse - no need to wait for a credit union representative to assist you.
- Loan payments - Pay your loans online without wasting a stamp.
- Transfer of funds - Transferring between accounts has never been easier. Now with recurring transfers you can set up your transfer automatically.
- Change of address - US Federal members can change their address without the bother of contacting one of our representatives. Just sign onto your secured Internet Branch account and Click on Address Change.
- Online Statements - Forget about the hassles of snail mail - sign up for Online Statements before the 25th of the month and receive your statement electronically!
- Free Online Check Viewing
- Online Bill Payment
- ...and much more! To view a demo of Internet BranchSM, click here.
- Convenience Services
- ExpressFone - 24-Hour account access by touch-tone phone
- Surcharge-Free ATM access at over 2,900 of our shared branch locations nationwide
- Online loan approvals in as little as 30 seconds!
- ...and much more!
- MEMBERS PRIME Club
Added benefits for members age 50 or better, including free checks, exclusive seminars, and discount travel opportunities:
- No Fee Checking that pays dividends - Save every month with MEMBERS Prime Checking.
- Free Personalized Checks
- Loan Discounts - MEMBERS Prime Club members age 62 and better receive a .25% APR discount from our low loan rates on new and used loan types.
- Free Money Orders and American Express® Travelers Checques
- Free Photocopy Service - We'll copy your important documents and letters at any of our full-service offices for free.
- Free Notary Service and Signature Guarantees
- Free Copies of Paid Checks - Up to two checks per month.
- ...and much more! To find out more about MEMBERS Prime Club, click here.
- Apply For Membership
- Eligibility
