Business Checking
We realize that not all businesses are the same. That's why we offer four unique checking options tailored specifically to meet the needs of your business. You can't help but bank on better business with US Federal.Essential Business Checking
Simplify your checking by getting everything you can't do without. Maintain a modest minimum balance to avoid monthly service charges.Bottom Line Business Checking
Enjoy all the features of our Essential option while offsetting your monthly expenses with a competitive earnings credit rate - add to your bottom line without having to subtract big bank fees.Capital Business Checking
Make the most of your money and capitalize on the account that gives you tiered-dividends based on your balance, allowing your account to grow with you.Non-Profit Business Checking
You already give back. Why not work with a financial that does the same? As a not-for-profit organization, we understand the idea of 'people helping people'. That's why we've removed usage fees and feature no minimum balance on this account, allowing you to put your resources toward a better cause.| APY | Earnings Credit Rate | |
| Essential Business Checking | 0.00% | N/A |
| Bottom Line Business Checking | 0.00% | 0.25% |
| Capital Business Checking: | ||
| Tier I: $7,500 - $14,999.99 | 0.25% | N/A |
| Tier I: $15,000 - $24,999.99 | 0.75% | N/A |
| Tier III: $25,000 & over | 0.90% | N/A |
| Non-Profit Business Checking | 0.00% | N/A |
Our business checking accounts also come with these additional features:
- Visa Check Card
- Monthly Account Analysis
- Merchant Card Services
- Business Cash Overdraft Protection
- CU@Work program eligibility
- Direct Deposit
- Free Online Account access
- ExpressFone access
- Online Bill Pay
- Mobile Banking
- Surcharge-Free ATM access
Bank on better business.
Complete a Business Membership Application, send us a message, call 1 866 916-4314 or (952) 736-5202, or visit one of our convenient locations.
