Home Loans
Mortgages
There are many good reasons to buy a new home. US Federal gives you even more - competitive rates and a full menu of mortgage programs, including a first-time homebuyer program. Whatever you choose, we'll build a package to fit your needs:
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- Refinancing options
- Jumbo Loans
- Land Loans
- Vacation Home Loans
Check daily rates, calculate payments, and learn more about the home loan process at our interactive Mortgage Resource Center. Plus, save thousands when you buy or sell a home through CU Realty - discount realty services offered exclusively for credit union members.
Home Equity Loans
Borrow against a portion of the equity in your home for any reason, and use the funds wherever you could use a little help. With a US Federal Home Equity Loan or Line of Credit, enjoy low rates, flexible terms, and option that best suits your needs:
- HELOC4 - Exclusively at US Federal Credit Union, this loan has the ability to split-off from a standard HELOC into as many as 3 additional fixed-rate loans.
- Traditional Home Equity Loan - Borrow in one lump sum at varying terms and lock in at today's rate.
- Balloon Home Equity Loan - Take advantage of a competitive fixed rate for the entire term of your loan. Upon maturity, either pay off or refinance the remaining balance.
Build a future today.
Get pre-approved for a home loan in 30 seconds, apply online - Mortgage | Home Equity, or call (952) 736-5220 or 1 800 842-3302.
Exclusive Homeowners Insurance Discounts - Receive homeowners insurance policy discounts from Liberty Mutual just for being a US Federal Credit Union member.
First mortgage loans and home equity loans are available in select states. Consult your tax advisor to determine tax deductibility. Ask about Payment Protection for your US Federal home loans.
