Vehicle Loans
No matter what you're looking for, new or used, US Federal's low rates and flexible terms ensure you enjoy that new car smell without paying through the nose. Our vehicle and recreational vehicle loans come equipped with a variety of built-in extras including flexible terms, payment alternatives, and auto insurance discounts. Plus, receive additional discounts for fuel efficiency and automatic payment enrollments.
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Get Covered - Add optional insurance from MEMBER’S CHOICE to help cover your loan and your new vehicle. On a budget? Extend the terms of your loan agreement to provide you with one or all the eligible coverage options, without changing your monthly payment.
- Mechanical Repair Coverage (MRC) - This coverage may cover a wide variety of mechanical and electrical repairs on new and used vehicles depending on what option is selected.
- Guaranteed Asset Protection (GAP) - After a total loss or un-recovered theft loss, GAP protects the difference between your primary insurance carrier’s settlement and outstanding loan balance up to policy maximums.
- Credit Life & Disability Insurance - In the event of death or total disability, this coverage may cover your loan payments or outstanding balance up to policy maximums*.
Exclusive Auto Insurance Discounts - Receive auto insurance policy discounts from Liberty Mutual just for being a US Federal Credit Union member.
Too Busy To Shop?
For over 15 years, RECON Ltd has been negotiating great low prices on new or used vehicles for USFCU members. They'll shop multiple dealerships on your behalf to find and negotiate a great low price on your next vehicle - all with no obligation to purchase and no cost to you.
Randy Wintheiser | RECON Representative | (952) 736-5074
*Your purchase of additional loan insurance coverage is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms. Payment Protection solutions include: debt protection products available through the credit union, MEMBER’S CHOICE® credit life and credit disability insurance products underwritten by CUNA Mutual Insurance Society and Mechanical Repair Coverage. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as an insurance product, it is underwritten by Virginia Surety Company, Inc., Chicago, Illinois. The Mechanical Repair service contract program is provided and administered by Consumer Program Administrators, Inc., and Automotive Warranty Services of Florida, Inc., Florida License #60023. (CDCL-0710-D5BE)
