Savings Certificates and IRAs

Savings Certificates
Investing in certificates is a safe, simple way to earn a competitive rate on your money. Invest short-term for maximum liquidity, or long-term for the highest possible rate of return. Dividends are compounded quarterly or upon maturity (depending on the length of the certificate) and are automatically renewed.

Certificates - A traditional option with $1,000 minimum for terms ranging from 9 - 60 month.
MAX Certificates - Adjust your rate at any one time during the duration of the investment
Jumbo Certificates - Bigger rates for a bigger investment. $50,000 minimum for terms ranging from 12 - 60 month.

Individual Retirement Accounts (IRAs)
Accumulate tax-advantaged retirement savings by contributing to an IRA from US Federal - enjoy tax free transfers, tax-deferred interest, and some of the most competitive IRA rates in our market. Contributution to your IRA certificate via direct deposit or automatic transfer makes saving for retirement even easier.

Daily Savings IRA - Fund your retirement plan at a manageable, affordable pace with no minimum balance requirements.
IRA Certificates - A traditional IRA option with $1,000 minimum for terms ranging from 12 - 60 month.
Jumbo IRA Certificates - Bigger rates for a bigger investment. $50,000 minimum for terms ranging from 12 - 60 month.

IRA Service Center

To find out more information about the features and benefits of IRAs, visit our IRA Service Center. This secure source has the tools and information you need to make decisions about your retirement, including the ability to open, add to, or withdraw an existing IRA, connect to our IRA specialist, or explore IRA and retirement calculators.

Investing made easy.
Call (952) 736-5000 or 1 800 345-2733, or visit one of our convenient locations to open a Savings Certificate or IRA today.