Savings Accounts

As a member-owner, a Share Savings account is automatically opened for you, but we offer many other ways to save. Choose from any of the following options:

Share Savings - The minimum balance on this account is $5, but can be withdrawn if you choose to close your membership. This dividend-earning account also carries a life insurance policy at no additional charge to you.
Preferred Savings - Earn a higher rate of return than your Share Savings with this option.
Christmas Savings - Set money aside for the holidays while earning dividends along the way. Funds may be withdrawn at any time, but come November, the account balance is deposited into your Share Savings just in time for the holidays.
Relationship Rewards - With an active USFCU checking account, you're eligible for this innovative investment. Get a great dividend rate and bonuses to future USFCU relationships.

Is my money safe?
The National Credit Union Administration (NCUA) insures your US Federal deposits to at least $250,000. Check out this e-calculator to find out your current coverage. If you find your funds aren't fully covered, call (952) 736-5000 so we can help you make them 100% NCUA-safe.

Start saving today.
Call (952) 736-5000 or 1 800 345-2733, or visit one of our convenient locations.

$25,000 balance required to open Relationship Rewards account. Initial deposit must include at least $10,0000 of 'new money' (funds from outside USFCU.)