Preventative Medicine
USFCU Tax Time Solutions
Looking to make tax season a little less painful? Your credit union offers a variety of tax time solutions to help.
TAX DEDUCTIBLE INTEREST
Borrow against a portion of the equity in your home to use for virtually any reason - tax expenditures, consolidating holiday debt or even a vacation. Borrow in one lump sum and lock into this unbelievably low rate. Plus any interest you pay may be tax deductible* - Apply today!
*Consult a tax advisor for further information regarding the deductibility of interest and charges. Rate effective 1/1/12 and assumes USFCU auto pay relationship. Payments do not include applicable taxes and insurance, so actual obligation will be greater. Payment example: A $25,000 loan at 3.99% for 5 years, assuming 70% Loan to Value, would have a principal and interest payment of $460.35. Closing costs may vary by state. The average cost is $200 but can range from $50-$1500.
INDIVIDUAL RETIREMENT ACCOUNT (IRA)
Diversify your portfolio and accumulate tax-advantaged savings for retirement. Plus, USFCU IRAs are insured separately from other credit union deposits up to $250,000.
DIRECT DEPOSIT
Receive your return the fastest by directly depositing to your US Federal checking account.
Simply complete the refund section as follows:
Routing #: 291074722
Type: Checking
Account info: the 11 digits immediately following the routing # on your check
TURBOTAX FOR ONLINE BANKING
TurboTax makes it easy to get your taxes done right1 and get your maximum refund, guaranteed2. Plus, get a 15% discount on TurboTax federal products and be automatically entered for a chance to win $15,000 when you file within Internet Branch!
Log in to Internet BranchSM and click "My TurboTax" to get started. New to Internet Branch? Just contact us and we'll set you up today.
1The TurboTax for Online Banking $15K Sweepstakes. NO PURCHASE OR FINANCIAL CLOSURE NECESSARY. Open to legal residents of the fifty (50) United States or the District of Columbia, 18 years of age or older at time of entry. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 4/18/12. Subject to complete Official Rules and all applicable federal, state and local laws. For Official Rules, including odds of winning, alternate method of entry, and prize descriptions, visit turbotax15k.com/terms.pdf. PRIZES: One Grand Prize Winner: A Check for $15,000. Retail valure, $15,000. Four First Prizes: A Check for $500. Retail value, $500 each. Reatil value of all prizes is $17,000. The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period. SPONSOR: Intuit, Inc. ATTN: Intuit Financial Services, 2125 Burbank Blvd, Suite 100, Woodland Hills, CA 91367. 2Visit http://www.usfed.org/mstinc/grp/ttsguarantees/ to see TurboTax product guarantees and other important information. 15% discount does not apply to TurboTax Online State products.
Contact us today for more help with these Tax Time Solutions.
(952) 736-5000 | 1 800 345-2733
Compare + Save
How much could switching to US Federal save you?
Been paying too much for the vehicle or home loan you financed elsewhere? Compare and save when you refinance your auto or equity loan at US Federal's great low rates.
The time is right to refinance. Get pre-approved and ensure you get the lowest rate possible.
Compare your rate or apply now.
(952) 736-5000 | 1 800 345-2733 | Online Approval in 30 seconds | Compare Your Rate | Compare Your Equity Rate
AUTO: Rate effective as of 1/1/12, for model years '08 and newer, assumes auto-pay relationship, and is subject to change. Rate based on term, age of collateral and credit qualifications. Interest will accrue during first 90 days without payments. EQUITY: Rate effective as of 1/1/12 and assumes USFCU auto pay relationship. Payments do not include applicable taxes and insurance, so actual obligation will be greater. Payment example: A $25,000 loan at 3.99% for 5 years, assuming 70% Loan to Value, would have a principal and interest payment of $460.35. Closing costs may vary by state. The average cost is $200 but can range from $50-$1500.
Jump for Joy
USFCU daily mortgage rates
Rates this low make homebuying exciting. Isn't it time you jumped for joy?
Check out our daily rates or get pre-approved online today!
(952) 736-5220 | 1 800 842-3302
APR=Annual Percentage Rate. Payment example: A $100,000 mortgage with a rate of 4.000% for 30 years would have a principal and interest payment of $477.60. Assuming 20% down, the resulting APR would be 4.112%APR.
Conquer That 30-Year Debt Faster
with a Free-In-10 MortgageSM
Our Free-In-10 Mortgage allows you to own your home free and clear in 10 years or less. Refinance your mortgage with our quick and easy application and you’ll conquer that debt in no time.
Reduce that long-term debt by switching to a low, fixed rate loan. Shave years off your existing term and save tens of thousands in interest!
Find your freedom with a Free-in-10 Mortgage – apply now!
(952) 736-5220 | 1 800 842-3302
APR=Annual Percentage Rate. Free-in-10 Mortgage offer for mortgage refinances only and is not available in all states. Savings may vary. Payments do not include applicable taxes and insurance, so actual obligation will be greater. Property insurance is required. Payment example: A $100,000 mortgage rate of 3.50% for 10 years would have a principal and interest payment of $988.89. Assuming 80% Loan to Value, the resulting APR would be 3.694%. $999 closing cost offer good for loans up to $100,000, offer is $1299 for loans exceeding $100,000. Closing cost offer does not include the cost of appraisal if one is required. Other restrictions may apply. Rates effective 8/12/11 and can change daily. Equal Housing Lender.
