US Federal Credit Union
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A rewards program for your US Federal Visa Credit Card and Visa Debit Card.

Start earning points for using your US Federal Credit Union Visa® Credit Card and Debit Card. Accumulate points and redeem them for top name brand items, unbelievable vacation getaways, valuable services, and once-in-a-lifetime experiences. Plus, you can now redeem your points for cash and gift cards to your favorite stores like, Kohl's, Best Buy®, and many more! You can even search for discounts from local and online retailers, or to earn points faster with special offers exclusive to your USFCU Credit Card and Debit Card.

Set up a profile in a few simple steps on today to earn 500 bonus points!



Have a USFCU Credit Card or Debit Card?  There is nothing you need to do. Use your card to start earning rewards today. Just remember to select ‘credit’ for debit card transactions at checkout to earn points. PIN based transactions do not qualify for reward points.

Don’t have a USFCU Credit Card?  The time to apply is now. Combine the benefits of low-rates and minimal fees with the perks of ScoreCard Rewards.

Looking to get a checking account or add a debit card to your account?  Contact us to start combining our great checking options with the perks of ScoreCard Rewards.



When you use your USFCU Visa Credit Card:

$1 purchase = 1 point. It’s that simple. For each dollar you spend, you’ll get one reward point.

When you use your USFCU Visa Debit Card:

For a regular checking account: $2 signature purchase = 1 point

For an Amplified Checking account: $4 signature purchase = 1 point


Visit and set up your profile in a few simple steps. Then check your point balance and browse the catalog! Log in by clicking on the button on the right side of this page.


On your first visit to the site, you will need to set up your profile with a username and password. You will also be asked to set up some security questions and answers for password retrieval. Once you create your profile you will log in with your username and password. You may browse the rewards site by clicking on the “Browse Catalog” link from the log in page.

Points earned are based on your qualifying net purchases (purchases minus returns and/or other related credits). You will earn Points as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding). You do not earn Points for PIN based transactions, cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind on your card account, unless noted in a promotional offer. Credits to your Account (such as for returns of purchases) will reduce the Points available in your account.

Point balances are always available on or you may call Award Headquarters at (800) 854-0790 to verify your balance. Point balances may also be available on a quarterly basis, noted on your quarterly printed statement or a separate e-statement (if applicable), in the future.

Yes! You are able to combine the points earned on your USFCU Visa Debit Card with the points earned on your USFCU Visa Credit Card. Or, if you want to combine points with another US Federal member, that is an option too. Simply login to your debit card profile on and select ‘Householding’ from top menu bar to apply. If you have trouble, just contact us for assistance.

A declined request doesn’t necessarily mean you cannot combine points. Due to the way our householding software is programmed, a householding request has a greater chance of success if the request is initiated from a debit account. Therefore we recommend that you log in to on your USFCU debit card account, then initiate your householding application. If your application is still declined, please contact us directly at 952.736.5053. Keep in mind that if you are attempting to combine points with another person, we may request that other person’s permission in order to complete the householding process.

No. A sufficient number of Points must be available in your account to redeem the award you want. Points are not available for purchase.

You may redeem Points anytime as long as your account is in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended or otherwise inactive and not available for use as a source of funding) and you have enough Points to redeem the requested award.

Points may be redeemed at If you don’t have access to the website, you can also call Award Headquarters at (800) 854-0790 to have a catalog shipped to you to review and order accordingly.

You may not see all your Points accumulate immediately after a transaction takes place. Because of varied transaction processing timeframes, the ScoreCard Rewards site or Rewards summaries may not include all your points. Check back after a few days to see if your Point total has been adjusted accordingly.

The ScoreCard Rewards Program has a complete list at

Call Award Headquarters at (800) 854-0790.

Yes! You can redeem your points for both cash back + gift cards. Simply log in to and click merchandise to view these options.

Yes! You can book select Universal tickets awards online at the rewards consumer website with Points. In addition, you can purchase airline tickets (including companion tickets) and car and hotel reservations! Please visit or call Travel Services at (800) 842-3006 for details.

There are several options to accommodate most travelers’ needs. See for full award descriptions and Point requirements.

No, however, unless otherwise specified, seats are based on advance category award space availability. We recommend you plan in advance for best availability.

ScoreMore is a feature of the ScoreCard program that allows you to earn additional Points when you use your card to make a qualifying purchase at a participating ScoreMore retailer. Simply click on the “ScoreMore” link once you’ve logged on to You’ll be able to view details of all participating retailers and their offers.

Program subject to change. PIN based transactions, cash advances and balance transfers are not eligible for reward points, unless noted in special promotion. Allow 5 days for bonus points to be posted to your account.

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US FEDERAL CREDIT UNION | 1400 Riverwood Drive, Burnsville MN 55337 | 1 800-345-2733 | (952) 736-5000 | All Content © 2012 | privacy & disclosures
Federally Insured by NCUA EHL