Savings

Savings accounts earn dividends and are compounded and paid quarterly

Share Savings -

• Required for membership; withdrawn with closing of account
• $5 minimum balance
• Carries no-cost life insurance policy

Preferred Savings -

• $1 minimum balance
• Higher return than Share Savings

Christmas Savings -

• Great for holiday saving
• $1 minimum balance
• Withdraw at any time; funds transfer to Share Savings first week of November

Relationship Rewards -

• $25,000 minimum to open; $10,000 initial deposit of new money
• Tiered dividends
• Available with active checking account
• Bonuses on future USFCU relationships

Money Market accounts earn dividends and are compounded and paid monthly

• No service charges
• Tiered dividends
• Direct deposit available
• Unlimited withdrawals and deposits in person (up to 3 per month electronically)
• Free Money Market Savings Checks (up to 3 per month)

Certificates and IRAs earn dividends and are compounded quarterly or upon maturity (depending on the length of the certificate) and are automatically renewed. IRA options offer tax-free transfers, tax-deferred interest.Visit our IRA Service Center for additional information on IRAs.

Certificates

• $500 or $1,000 minimum
• 90 day - 60 month terms (IRA: 12-60 terms only)

MAX Certificates

• $1,000 minimum
• 90 day - 60 month terms
• Adjust your rate at any one time during the duration of the investment
• Not available for IRAs

Jumbo Certificates

• $90,000 minimum ($50,000 for IRA Certificates) 
• 12 - 60 month terms

Daily Savings IRA -

• no minimum